ShortTermCover

Temporary car insurance

Insured in minutes.
Covered for exactly as long as you need.

Comprehensive cover for cars, vans, bikes and campers from one hour to four weeks. A clear price up front, paid once, with your documents in your inbox before you reach the driver's seat.

From £12.88 for one hour, including Insurance Premium Tax. No admin fees, no renewals.

Cover lengths

Pick what fits the job

  • 1 hour

    from £12.88

  • 2 hours

    from £14.56

  • 4 hours

    from £17.36

  • 8 hours

    from £20.72

  • 1 day

    from £23.52

  • 2 days

    from £31.36

  • 3 days

    from £36.96

  • 5 days

    from £47.04

  • 1 week

    from £54.88

  • 2 weeks

    from £82.88

  • 3 weeks

    from £107.52

  • 4 weeks

    from £128.80

Indicative prices for a standard car and an experienced driver. Your quote is calculated from your details.

Comprehensive as standard

Damage to the vehicle you are driving, third parties, fire and theft. No stripped-back option.

Priced before you pay

Every factor in your premium is listed on the quote page. What you see is what your card is charged.

Documents straight away

Your certificate is generated the moment payment clears, on screen and by email.

How it works

Three steps, no phone calls

  1. 1

    Tell us about the vehicle and you

    Enter the registration, a few details about the driver, and choose when cover should start and how long it should last.

  2. 2

    Check your price

    See the full premium breakdown, choose any optional extras, and confirm. Quotes stay valid for an hour.

  3. 3

    Pay and drive

    Pay securely by card. Your certificate and policy schedule appear immediately and land in your inbox.

When it makes sense

Built for the in-between moments

Borrowing a friend's car

Cover yourself on someone else's car for an afternoon or a weekend, without their annual policy or no-claims ever being involved.

Moving day van

Hire or borrow a van for the day and be properly insured to drive it, with the option to add breakdown for the long run home.

Learner practice

Provisional licence holders can get supervised practice cover on a family car between lessons.

Between annual policies

Bridge a gap of a few days or weeks while you sort a new policy, without being tied into anything longer.

Taking a test drive

Drive a private-sale car before you buy it, on your own comprehensive cover rather than the seller's.

A work trip

Business use is available when your normal policy stops at social and commuting.

Questions

Straight answers

Anything we have not covered here, ask us. A person replies, usually within the hour during opening times.

How quickly does cover start?
You choose the start time when you get your quote. Cover can start within fifteen minutes of paying, or at any point up to thirty days ahead.
Is it comprehensive?
Yes. Every policy is comprehensive, covering damage to the vehicle you are driving as well as third-party liability, fire and theft.
Will it affect the owner's no-claims bonus?
No. Your temporary policy stands entirely on its own. A claim on it is handled under your policy, not the owner's annual insurance.
Who can be covered?
Drivers aged 18 to 78 holding a full UK, EU or EEA licence, or a UK provisional licence for supervised car practice. Vehicles must be worth under £50,000.
Can I drive abroad?
Standard cover applies in Great Britain, Northern Ireland, the Channel Islands and the Isle of Man. Add the European extension at the quote stage for trips of a day or more.
What documents will I get?
A certificate and schedule of insurance as a PDF, shown on screen as soon as payment clears and sent to your email address.
Does the policy renew?
Never. It ends at the time shown on your certificate. If you need longer, buy another policy whenever you like.

Ready when you are

Get a price in about two minutes. No account needed.

Start my quote